:root{--navy:#1b2a4e;--navy-dark:#0e1a36;--coral:#e5735a;--coral-dark:#b85541;--off-white:#f7f3ec;--ink:#1a1a1a;--muted:#4b5563;--divider:#e5dfd3;--font-serif:"Fraunces", "Iowan Old Style", "Times New Roman", Georgia, serif;--font-sans:"Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--radius:12px;--focus:0 0 0 3px #1b2a4e40}*,:before,:after{box-sizing:border-box}html,body{background:var(--off-white);color:var(--ink);font-family:var(--font-sans);min-height:100%;margin:0;padding:0;font-size:16px;line-height:1.5}body{-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility}#app{max-width:640px;margin:0 auto;padding:24px 16px 48px;display:block}.hero{margin-bottom:20px}.hero h1{font-family:var(--font-serif);color:var(--navy);margin:0 0 6px;font-size:1.75rem;font-weight:600;line-height:1.15}.hero p{color:var(--muted);margin:0;font-size:.9375rem}.results{flex-direction:column;gap:16px;margin:0 0 24px;display:flex}.results-answer{background:var(--navy);color:var(--off-white);border-radius:var(--radius);padding:18px 20px}.answer-headline{font-family:var(--font-serif);color:#fff;margin:0 0 6px;font-size:2.25rem;font-weight:700;line-height:1}.answer-headline .never{font-family:var(--font-serif);font-size:1.5rem}.answer-summary{color:#f7f3ece6;margin:0;font-size:.9375rem;line-height:1.4}.chart-mount{border:1px solid var(--divider);border-radius:var(--radius);background:#fff;padding:12px 12px 8px}.chart-mount-inner{display:block}.chart{flex-direction:column;gap:8px;display:flex}.chart-legend{color:var(--muted);flex-wrap:wrap;gap:14px;padding:0 4px;font-size:.8125rem;display:flex}.legend-item{align-items:center;gap:6px;display:inline-flex}.legend-item .swatch-svg{color:currentColor;width:26px;height:12px}.legend-own{color:var(--coral-dark)}.legend-rent{color:var(--navy)}.chart-svg{touch-action:pan-y;width:100%;height:auto;display:block}.chart-grid line{stroke:var(--divider);stroke-width:1px;shape-rendering:crispedges}.chart-axis-label{font-family:var(--font-sans);fill:var(--muted);font-size:10px}.series{stroke-width:2px;stroke-linejoin:round;stroke-linecap:round}.series-rent{stroke:var(--navy);stroke-dasharray:6 4}.series-own{stroke:var(--coral)}.chart-breakeven{stroke:var(--coral-dark);stroke-width:1px;stroke-dasharray:3 3;opacity:.65}.chart-breakeven-label{font-family:var(--font-sans);fill:var(--coral-dark);font-size:10px;font-weight:600}.chart-crosshair{stroke:var(--muted);stroke-width:1px;stroke-dasharray:2 2}.chart-dot{stroke:#fff;stroke-width:1.5px}.chart-dot-own{fill:var(--coral)}.chart-dot-rent{fill:var(--navy)}.chart-tooltip-bg{fill:var(--navy);opacity:.95}.chart-tooltip-title{font-family:var(--font-sans);fill:#fff;font-size:11px;font-weight:600}.chart-tooltip-line{font-family:var(--font-sans);fill:#f7f3eceb;font-size:11px}.chart-tooltip-own{fill:#fbbfa5}.chart-tooltip-rent{fill:#cbd3e6}.tornado-card{border:1px solid var(--divider);border-radius:var(--radius);background:#fff;padding:14px 14px 8px}.tornado-card-header{justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:6px;display:flex}.tornado-card-heading{font-family:var(--font-serif);color:var(--navy);margin:0;font-size:.9375rem;font-weight:600}.tornado-card-caption{color:var(--muted);margin:6px 2px 0;font-size:.8125rem;line-height:1.4}.tornado{display:block}.tornado-svg{width:100%;height:auto;display:block}.tornado-row-label{font-family:var(--font-sans);fill:var(--navy);font-size:11px;font-weight:600}.tornado-row-delta{font-family:var(--font-sans);fill:var(--muted);font-size:10px}.tornado-bar{fill:#e5735a59;stroke:var(--coral);stroke-width:1px}.tornado-bar-point{fill:var(--coral)}.tornado-bar-end{font-family:var(--font-sans);fill:var(--ink);font-variant-numeric:tabular-nums;font-size:10px}.tornado-baseline{stroke:var(--navy);stroke-width:1.5px;stroke-dasharray:3 3}.tornado-baseline-label{font-family:var(--font-sans);fill:var(--navy);font-size:10px;font-weight:600}.tornado-axis-label{font-family:var(--font-sans);fill:var(--muted);font-size:10px}.tornado-axis-never{fill:var(--coral-dark);font-weight:600}.tornado-degenerate-note{border-left:3px solid var(--navy);border-radius:0 var(--radius) var(--radius) 0;color:var(--ink);background:#1b2a4e0d;margin:6px 2px 0;padding:8px 10px;font-size:.8125rem;line-height:1.4}.results-edge-cases{flex-direction:column;gap:10px;display:flex}.results-edge-cases:empty{display:none}.edge-case{border-radius:var(--radius);background:#e5735a14;border:1px solid #e5735a73;padding:12px 14px 14px}.edge-case-title{font-family:var(--font-serif);color:var(--coral-dark);margin:0 0 4px;font-size:.9375rem;font-weight:600}.edge-case-body{color:var(--ink);margin:0;font-size:.875rem;line-height:1.5}.results-panels{grid-template-columns:1fr;gap:10px;display:grid}.panel{border:1px solid var(--divider);border-radius:var(--radius);background:#fff;flex-direction:column;gap:6px;padding:14px 14px 12px;display:flex}.panel-header{justify-content:space-between;align-items:baseline;gap:12px;display:flex}.panel-heading{font-family:var(--font-serif);color:var(--navy);margin:0;font-size:.9375rem;font-weight:600}.panel-headline{font-family:var(--font-serif);color:var(--coral-dark);font-variant-numeric:tabular-nums;text-align:right;white-space:nowrap;font-size:1rem;font-weight:700}.panel-sentence{color:var(--ink);margin:0;font-size:.875rem;line-height:1.5}.why-number{color:var(--muted);margin-top:10px;font-size:.8125rem}.why-number-summary{cursor:pointer;color:var(--navy);align-items:center;gap:6px;padding:4px 0;font-weight:500;list-style:none;display:inline-flex}.why-number-summary::-webkit-details-marker{display:none}.why-number-summary:before{content:"›";color:var(--muted);transition:transform .2s cubic-bezier(.22,1,.36,1);display:inline-block}.why-number[open]>.why-number-summary:before{transform:rotate(90deg)}.why-number-body{border-left:2px solid var(--divider);border-radius:0 var(--radius) var(--radius) 0;background:#1b2a4e08;margin:6px 0 2px;padding:8px 12px 10px}.why-number-section{margin-bottom:10px}.why-number-section:last-child{margin-bottom:0}.why-number-section h4{font-family:var(--font-sans);color:var(--navy);text-transform:uppercase;letter-spacing:.03em;margin:0 0 4px;font-size:.8125rem;font-weight:600}.why-number-formula{color:var(--ink);margin:0 0 4px;line-height:1.45}.why-number-formula:last-child{margin-bottom:0}.why-number-inputs{color:var(--ink);grid-template-columns:max-content 1fr;gap:4px 14px;margin:0;display:grid}.why-number-inputs dt{color:var(--muted);font-weight:500}.why-number-inputs dd{color:var(--ink);font-variant-numeric:tabular-nums;margin:0}.why-number-answer{border-radius:var(--radius);background:#e5735a17;border:1px solid #e5735a40;flex-direction:column;gap:2px;padding:8px 10px;display:flex}.why-number-answer-label{color:var(--muted);text-transform:uppercase;letter-spacing:.03em;font-size:.75rem;font-weight:600}.why-number-answer-value{color:var(--navy);font-variant-numeric:tabular-nums;font-size:.9375rem;font-weight:600}.why-number--dark{color:#f7f3ecbf}.why-number--dark .why-number-summary{color:#f7f3ecf2}.why-number--dark .why-number-summary:before{color:#f7f3ec99}.why-number--dark .why-number-body{background:#ffffff0f;border-left-color:#f7f3ec40}.why-number--dark .why-number-section h4{color:#f7f3ecb3}.why-number--dark .why-number-formula{color:#f7f3eceb}.why-number--dark .why-number-inputs dt{color:#f7f3eca6}.why-number--dark .why-number-inputs dd{color:#f7f3ecf2}.why-number--dark .why-number-answer{background:#e5735a2e;border-color:#e5735a73}.why-number--dark .why-number-answer-label{color:#f7f3ecb3}.why-number--dark .why-number-answer-value{color:#fff}.form{flex-direction:column;gap:18px;display:flex}.form fieldset{border:1px solid var(--divider);border-radius:var(--radius);background:#fff;margin:0;padding:16px 16px 12px}.form legend{font-family:var(--font-serif);color:var(--navy);padding:0 6px;font-size:1.0625rem;font-weight:600}.field{margin-bottom:12px;display:block}.field:last-child{margin-bottom:0}.field-label{color:var(--ink);justify-content:space-between;align-items:baseline;gap:8px;margin-bottom:4px;font-size:.9375rem;font-weight:500;display:flex}.field-source{color:var(--muted);margin-top:6px;font-size:.8125rem}.field-source>summary{cursor:pointer;color:var(--navy);align-items:center;gap:6px;padding:4px 0;font-weight:500;list-style:none;display:inline-flex}.field-source>summary::-webkit-details-marker{display:none}.field-source>summary:before{content:"›";color:var(--muted);transition:transform .2s cubic-bezier(.22,1,.36,1);display:inline-block}.field-source[open]>summary:before{transform:rotate(90deg)}.field-source-body{border-left:2px solid var(--divider);margin:4px 0 0 4px;padding:6px 0 2px 10px}.field-source-item{color:var(--ink);margin:0 0 6px;line-height:1.45}.field-source-item:last-child{margin-bottom:0}.field-source-item strong{color:var(--navy);font-weight:600}.field-source-item a{color:var(--navy);white-space:nowrap;text-decoration:underline}.input-row{align-items:stretch;gap:8px;display:flex}.input-affix{background:var(--divider);border-radius:var(--radius);color:var(--muted);justify-content:center;align-items:center;min-width:32px;padding:0 10px;font-size:.9375rem;display:inline-flex}input[type=number],select{width:100%;min-width:0;font-family:var(--font-sans);color:var(--ink);border:1px solid var(--divider);border-radius:var(--radius);appearance:none;-moz-appearance:textfield;background:#fff;padding:10px 12px;font-size:1rem;line-height:1.2}input[type=number]::-webkit-outer-spin-button{appearance:none;margin:0}input[type=number]::-webkit-inner-spin-button{appearance:none;margin:0}input[type=number]:focus,select:focus,button:focus-visible{box-shadow:var(--focus);border-color:var(--navy);outline:none}.field-note{color:var(--muted);margin-top:4px;font-size:.8125rem;display:block}.field-note a{color:var(--navy)}.field-checkbox>label{cursor:pointer;color:var(--ink);align-items:flex-start;gap:8px;font-size:.9375rem;font-weight:500;display:inline-flex}.field-checkbox input[type=checkbox]{width:18px;height:18px;accent-color:var(--navy);margin:4px 0 0}.field-checkbox .field-checkbox-label{flex:1}.defaults-toggle{appearance:none;border:1px solid var(--divider);border-radius:var(--radius);color:var(--navy);font-family:var(--font-sans);cursor:pointer;text-align:left;background:0 0;align-items:center;gap:8px;padding:10px 14px;font-size:.9375rem;font-weight:500;display:inline-flex}.defaults-toggle:hover{background:#fff}.defaults-toggle .chevron{transition:transform .2s cubic-bezier(.22,1,.36,1)}.defaults-toggle[aria-expanded=true] .chevron{transform:rotate(90deg)}.defaults-panel[hidden]{display:none}.actions{flex-wrap:wrap;align-items:center;gap:8px;margin-top:4px;display:flex}.share-button{appearance:none;background:var(--coral-dark);color:#fff;font-family:var(--font-sans);border-radius:var(--radius);cursor:pointer;border:0;padding:10px 14px;font-size:.9375rem;font-weight:600}.share-button:hover{background:#8f3f2f}.share-status{color:var(--muted);font-size:.8125rem}.reset-button{appearance:none;border:1px solid var(--divider);color:var(--muted);font-family:var(--font-sans);border-radius:var(--radius);cursor:pointer;background:0 0;padding:10px 14px;font-size:.9375rem}.reset-button:hover{color:var(--navy);border-color:var(--navy)}.footnote{color:var(--muted);margin-top:24px;font-size:.8125rem;line-height:1.5}.visually-hidden{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.skip-link{background:var(--navy);color:#fff;border-radius:var(--radius);z-index:100;padding:8px 12px;font-weight:600;text-decoration:none;position:absolute;top:-40px;left:8px}.skip-link:focus{box-shadow:var(--focus);outline:none;top:8px}.site-nav{flex-wrap:wrap;align-items:center;gap:12px 20px;max-width:780px;margin:0 auto;padding:14px 16px 0;font-size:.9375rem;display:flex}.site-nav ul{flex-wrap:wrap;gap:4px 16px;margin:0;padding:0;list-style:none;display:flex}.site-nav-brand{font-family:var(--font-serif);color:var(--navy);margin-right:auto;font-size:1.0625rem;font-weight:600;text-decoration:none}.site-nav a{color:var(--muted);border-radius:4px;padding:4px 2px;text-decoration:none}.site-nav a:hover,.site-nav a:focus-visible{color:var(--navy)}.site-nav a[aria-current=page]{color:var(--navy);border-bottom:2px solid var(--coral);font-weight:600}.content-page{max-width:720px;color:var(--ink);margin:0 auto;padding:16px 16px 64px;display:block}.content-page .content-header{margin-bottom:24px}.content-page h1{font-family:var(--font-serif);color:var(--navy);margin:12px 0 8px;font-size:1.875rem;font-weight:600;line-height:1.15}.content-page h2{font-family:var(--font-serif);color:var(--navy);margin:36px 0 8px;font-size:1.375rem;font-weight:600}.content-page h3{font-family:var(--font-sans);color:var(--navy);margin:24px 0 4px;font-size:1.0625rem;font-weight:600}.content-page .content-lede{color:var(--muted);margin:0;font-size:1.0625rem;line-height:1.55}.content-page p,.content-page li{color:var(--ink);line-height:1.6}.content-page ol,.content-page ul{padding-left:22px}.content-page ol li,.content-page ul li{margin-bottom:8px}.content-page a{color:var(--navy);text-decoration:underline;-webkit-text-decoration-color:var(--coral);text-decoration-color:var(--coral);text-underline-offset:2px}.content-page a:hover,.content-page a:focus-visible{color:var(--coral-dark)}.content-page code{background:#1b2a4e0f;border-radius:4px;padding:1px 5px;font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:.9375em}.content-page pre.formula{background:var(--navy);color:var(--off-white);border-radius:var(--radius);padding:12px 14px;font-size:.9375rem;line-height:1.4;overflow-x:auto}.content-page pre.formula code{color:inherit;background:0 0;padding:0}.content-page .toc{border-left:3px solid var(--coral);background:#1b2a4e0a;border-radius:6px;margin:16px 0 32px;padding:12px 16px 12px 20px}.content-page .toc h2{font-family:var(--font-sans);text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin:0 0 6px;font-size:.8125rem}.content-page .toc ol{margin:0;padding-left:20px}.content-page .toc li{margin-bottom:2px}.content-page .defaults-table{border-collapse:collapse;width:100%;margin:12px 0 16px;font-size:.9375rem}.content-page .defaults-table th,.content-page .defaults-table td{border-bottom:1px solid var(--divider);vertical-align:top;text-align:left;padding:10px 8px}.content-page .defaults-table th{text-transform:uppercase;letter-spacing:.04em;color:var(--muted);border-bottom:2px solid var(--divider);font-size:.8125rem}.content-page .defaults-table .cell-value{font-variant-numeric:tabular-nums;color:var(--navy);white-space:nowrap;font-weight:600}.content-page .source-cell{color:var(--muted);font-size:.875rem;line-height:1.45}.content-page .source-cell strong{color:var(--ink);font-weight:600}.content-page .source-cell a{margin-top:2px;font-size:.8125rem;display:inline-block}.content-page .jurisdiction-card{border:1px solid var(--divider);border-radius:var(--radius);background:#fff;margin:12px 0;padding:14px 16px}.content-page .jurisdiction-card h3{margin-top:0}.content-page .jurisdiction-card dl{grid-template-columns:1fr;gap:8px 16px;margin:0;display:grid}.content-page .jurisdiction-card dt{color:var(--navy);margin-top:4px;font-size:.9375rem;font-weight:600}.content-page .jurisdiction-card dd{margin:0 0 4px;font-size:.9375rem;line-height:1.5}.content-page .jurisdiction-card .dd-value{color:var(--ink);font-weight:500}.content-page .jurisdiction-card .dd-source{color:var(--muted);font-size:.8125rem}@media (min-width:720px){#app{max-width:780px;padding:40px 24px 64px}.hero h1{font-size:2.5rem}.answer-headline{font-size:3rem}.form{gap:24px}.field-inline-2{grid-template-columns:1fr 1fr;gap:16px;display:grid}.results-panels{grid-template-columns:1fr 1fr}.panel-heading{font-size:1rem}.panel-headline{font-size:1.125rem}}.error-boundary{border:1px solid var(--divider);border-radius:var(--radius);background:#fff;max-width:640px;margin:48px auto;padding:24px 20px}.error-boundary-title{font-family:var(--font-serif);color:var(--navy);margin:0 0 12px;font-size:1.5rem}.error-boundary-body{color:var(--muted);margin:0 0 20px;font-size:.9375rem}.error-boundary-actions{margin:0}.error-boundary-cta{border-radius:var(--radius);background:var(--navy);color:#fff;padding:10px 18px;font-weight:600;text-decoration:none;display:inline-block}.error-boundary-cta:hover,.error-boundary-cta:focus{background:var(--navy-dark)}